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        Louisiana LaCHIP Health Insurance Program

        friendshelpingfriends
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        Posted by friendshelpingfriends

        on Jan 25, 2010

        Program Description
        LaCHIP is a health insurance program designed to bring quality health care to currently uninsured children and youth up to the age of 19 in Louisiana. Children can qualify for coverage under LaCHIP using higher income standards. LaCHIP provides Medicaid coverage for doctor visits for primary care as well as preventive and emergency care, immunizations, prescription medications, hospitalization, home health care and many other health services. LaCHIP provides health care coverage for the children of Louisiana's working families with moderate and low incomes. Children must be under age 19 and not covered by health insurance. Family income cannot be more than 200 percent of the Federal poverty level (about $3,067 monthly for a family of four or $36,800 annually). There are no enrollment fees, no premiums, no co-payments and no deductibles. NOTE: Even if your total income is more than these amounts, your children may still qualify because you can receive these deductions: Earned Income (we deduct $90 for each employed income unit member); Childcare Payments (we deduct $175 per month per child age two or older), or $200 per month per child under age two; Child Support Received (we disregard up to $50); Child Support Payments to someone outside the home (we deduct the amount actually paid up to the amount of the court order.) Children enrolled in LaCHIP will maintain their eligibility for 12 continuous months no matter how much their family's income increases during this period. This is being done to ensure children receive initial and follow-up care. A renewal of coverage is done after each 12-month period. Find out today whether you (if you are under 19) or your children are eligible for benefits!

        General Program Requirements
        In order to qualify for this benefit program, you must be a resident of Louisiana, under 19 years of age, not covered by health insurance (including Medicaid), a US national, citizen, legal alien, or permanent resident, and you must have an annual household income before taxes of less than $36,432 if two people live in the household; $45,792 if three people live in the household; $55,152 if four people live in the household; $64,512 if five people live in the household; $73,872 if six people live in the household; $83,232 if seven people live in the household; $92,592 if eight people live in the household; and $101,952 if more than eight people live in the household. For larger households, add $9,360 for each additional person in the home.  Depending on your income level, you may have to pay a premium for coverage. Please see this state's program information for details.

        Your Next Steps
        The following information will lead you to the next steps to apply for this benefit.

        Application Process
        Apply online here:
        https://bhsfweb.dhh.louisiana.gov/onlineapppublic/secure/

        You may also download, fill out, and mail in an application. Click here for an application:
        http://www.dhh.louisiana.gov/offices/publications/pubs-119/LaCHIP%20App%2009.pdf

        Once completed, mail the form and requested information to:
        LaCHIP Processing Office
        P. O. Box 91278
        Baton Rouge, LA 70821-9278

        Or you may fax it to:
        FAX 1-877-LA FAX US (1-877-523-2987)

        For assistance, or to request an application be mailed to you, please call 1-877-2LaCHIP (1-877-252-2447) toll free.

        Program Contact Information
        For more information about the LaCHIP program, visit:
        http://www.dhh.state.la.us/offices/?ID=119
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        More about: financial assistance for low income

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